By Allen Brown
Truck accidents are one of the most terrifying experiences that no driver or passenger ever wants to face. They can cause serious injuries, emotional trauma, and even loss of life. Unfortunately, with an increase in the number of trucks on our roads today, these types of accidents have become more prevalent.
The sheer size and weight difference between a truck and other vehicles make them deadly weapons on the road. In such devastating circumstances, knowing what steps to take immediately after a truck accident is necessary for your safety and well-being. Read on to discuss important actions you should take to protect yourself physically and legally following a truck accident.
Consult with an attorney
Seeking legal advice after a truck accident is a must, as these cases often involve complex regulations and multiple liable parties. A skilled truck accident lawyer in Atlanta can navigate the intricacies of your claim if you are from the area. These legal professionals gather essential evidence, such as police reports, witness statements, and accident reconstruction data, to build a robust case on your behalf. If you are unable to contact a lawyer immediately after the accident, try to do so as soon as possible. Delaying this step can jeopardize your claim — some states impose a statute of limitations on filing lawsuits. The sooner you hire an attorney, the faster they can start working on your case.
Make sure everyone is safe
Your first priority should be to ensure that everyone involved in the accident is safe. Check yourself and others for any injuries and call 911 to get medical assistance on the scene as quickly as possible. If it's safe to do so, move your vehicle out of traffic to prevent further accidents and turn on your hazard lights to alert other drivers.
Even if no one appears injured, it's still important to get a medical evaluation, as some injuries might not be immediately apparent. Know that the shock and adrenaline rush from an accident can mask pain, so it's better to be safe than sorry.
Call emergency services
In addition to contacting medical services, dial 911 to report the accident and request assistance from police and emergency medical responders. Providing accurate details about the accident’s location and the number of injured parties can expedite the arrival of help.
When law enforcement arrives, they will document the scene, take statements, and generate a police report which will be a fundamental piece of evidence for your claim. Know that having medical professionals on-site to assess injuries ensures that anyone in need of immediate care receives it promptly. Remember, even minor symptoms should be evaluated as they could indicate more serious issues not visible at first glance.
Do not admit fault
In the aftermath of a truck accident, emotions can run high, and it is natural to want to discuss what happened. Avoid making any statements that could be interpreted as admitting fault, even if you think you might be partially responsible. Limit your conversations to exchanging contact and insurance information with the other parties involved.
Speak cautiously with the police, providing only factual information about the accident without expressing opinions. Admitting fault can have serious legal repercussions and could impact the outcome of any insurance claims or lawsuits. Let the investigation and your attorney determine liability based on the evidence collected from the scene.
Document the scene
While waiting for emergency services to arrive, you can start documenting the scene of the accident. Take pictures or videos of the vehicles involved, any visible injuries, and any other factors that may have contributed to the accident such as road conditions or traffic signs.
It is also essential to gather contact information from witnesses who saw the accident occur. Their testimonies could be crucial in determining liability and proving your case. For convenience, you can also use your phone to voice record any important details such as license plate numbers or identifying features of the truck.
Inform your insurance company
Report the accident to your insurance company promptly. In most cases, you are required by law to do so within a specific time frame after an accident occurs. Contacting your insurance agent will initiate the claim process and provide them with any information they need for their investigation.
Be honest about what happened, but avoid admitting fault or speculating on who is responsible. Stick to the facts and let your attorney handle negotiations with other parties involved in the accident and their respective insurance companies.
Exchange information
Make sure to exchange necessary information with the other parties involved in the accident — it includes obtaining their names, addresses, phone numbers, driver’s license numbers, and insurance details.
Note the make, model, and license plate number of their vehicles. Taking clear, thorough notes ensures that you have all the details required for your insurance claim and any potential legal proceedings. If the truck driver was operating a commercial vehicle, be sure to also collect the name and contact information of their employer. Keep this information organized and easily accessible for your records.
Speak to witnesses
Witnesses can provide invaluable third-party accounts of the accident, helping to corroborate your version of events. Approach any bystanders who saw the incident and politely ask for their contact information and a brief statement. Their observations may highlight details that you might have missed and can strengthen your claim.
If possible, record their statements on your phone for accuracy. Having multiple witness testimonies can significantly bolster your case when dealing with insurance companies or in court. Make sure to thank the witnesses for their assistance and note any reluctance, as this could impact their credibility later on.
Seek medical attention
Last but certainly not least, seek medical attention after a truck accident, even if you feel fine. Injuries sustained in an accident can have delayed symptoms and may not manifest until hours or days later. Seeking immediate medical treatment ensures that any potential injuries are identified and treated promptly. Unfortunately, many Americans cannot afford medical care due to high costs. If this is the case for you, discuss payment options with your healthcare provider or contact an attorney who can help you find a solution.
Additionally, seeking medical care provides documented evidence of your injuries, which can be used to support your claim. Be sure to follow all doctor’s instructions and attend all follow-up appointments to ensure a speedy recovery.
Being involved in a truck accident can be a harrowing experience, but knowing the critical steps to take immediately afterward can significantly affect your recovery and legal outcome. Prioritizing safety, seeking medical attention, documenting the scene, and consulting with a knowledgeable attorney are all essential actions to protect your well-being and strengthen your claim. By following these guidelines, you can ensure you have the best possible chance of navigating the aftermath of a truck accident effectively.