During National Hurricane Preparedness Week (April 30-May 6), the Florida Association of Public Insurance Adjusters (FAPIA) is encouraging homeowners to understand their insurance policy before a storm hits. This is especially important following the legislative and policy changes that have taken effect following Hurricane Ian in 2022. Colorado State University forecasts 13 named storms, including six hurricanes during the upcoming season.
“During National Hurricane Preparedness Week, many people focus on stocking up on non-perishable goods, determining an evacuation route from their home and how to protect their property. But, if your home is damaged, it’s important that homeowners have a general understanding of their current insurance policy. It could save you thousands of dollars and ease the stress of potentially having your claim underpaid or denied,” said Edwin Leal, FAPIA president.
When it comes to the possibility of a natural disaster, it’s important to prepare for the worst while hoping for the best. Ahead of storm season, homeowners should review several sections of their insurance policies, document items that could support future claims and, depending on location, consider additional forms of protection.
During National Hurricane Preparedness Week, FAPIA recommends:
In the event that a homeowner does suffer property damage from a storm, FAPIA encourages all homeowners to hire only licensed public insurance adjusters – not roofers, contractors or “restoration consultants” – to represent them in navigating their insurance claims. Public insurance adjusters are licensed and trained to carefully inspect property, document the damage, understand insurance policies, inform policyholders of their responsibilities during the claim, identify the real costs of repairs and ethically navigate the claims process for the policyholder.
To learn more and find a licensed public adjuster in your area, visit www.BeClaimSmart.com.
About Florida Association of Public Insurance Adjusters (FAPIA)
Florida Association of Public Insurance Adjusters (FAPIA) was founded in 1993 to protect residential and business policyholders in the wake of devastating Hurricane Andrew in South Florida. Today, FAPIA consists of over 900 members who are committed to ensuring that property owners who suffer insured losses receive full and fair compensation from their insurance carriers.
FAPIA consists of trained and licensed insurance professionals who use their expertise to advocate for policyholders. The association is working to grow and enhance the industry by improving laws and regulations that govern public adjusters and their services to policyholders. To learn more, visit www.FAPIA.net.
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